Welcome to Chime^® - Modern Banking Made Simple

Chime^® is a leading financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime^® Visa^® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

With Chime^™, you get access to fee-free overdraft up to $200, get your paycheck up to two days early with direct deposit, and enjoy a high-yield savings account that helps your money grow automatically. Our mobile-first approach means you can manage your finances anytime, anywhere with our easy-to-use app.

Security is our top priority at Chime^®. We use industry-leading encryption and security measures to protect your personal and financial information. When you login to your Chime^™ account, you can rest assured that your data is safe with multi-factor authentication and real-time fraud monitoring.

Our innovative SpotMe^® feature covers debit card purchases that overdraw your account with no overdraft fees. Eligible members can overdraft up to $200 on debit card purchases depending on account history and other factors. Chime^™ does not charge monthly maintenance fees, minimum balance fees, or foreign transaction fees.

Join millions of members who trust Chime^® for their everyday banking needs. Our mission is to provide financial peace of mind and help our members achieve their financial goals through simple, transparent, and helpful banking products.